This article is a summary of a YouTube video "From $0 to $800K: My Dividend Investing Journey Since 2015!" by Andrei Jikh

How I Built an $800,000 Dividend Stock Portfolio

TLDRLearn how I built an $800,000 dividend stock portfolio, what to look for in dividend stocks, and the downsides of dividend investing. My portfolio generates $185,000 per year and is set to grow even more.

Key insights

💰Dividends have accounted for roughly 40% of all stock market returns since the 1930s.

📈During times of high inflation, dividends made up 54% of the total return.

🔍Use tools like Mumu to find high-quality dividend-paying stocks.

💼Look for stocks with a long history of paying dividends without interruption.

📉Dividend stocks can be less volatile during market downturns compared to the overall stock market.

Q&A

What is the payout ratio?

The payout ratio is the percentage of a company's income that goes towards paying dividends to shareholders.

Should I focus purely on dividend stocks?

It is recommended to have a diversified investment portfolio that includes a mix of dividend-paying stocks and broad market index funds.

How do I find high-quality dividend stocks?

You can use tools like Mumu to filter and search for dividend stocks based on criteria like dividend yield, dividend growth rate, and payout ratio.

What is a dividend yield?

The dividend yield is the annual dividend payment divided by the stock price, expressed as a percentage.

What are the downsides of dividend investing?

One downside of dividend investing is that the income is taxed at the ordinary income tax rate, not the lower qualified dividend tax rate.

Timestamped Summary

00:00In this video, I share how I built an $800,000 dividend stock portfolio.

02:59Dividends have accounted for roughly 40% of all stock market returns since the 1930s.

05:40During times of high inflation, dividends made up 54% of the total return.

08:02Use tools like Mumu to find high-quality dividend-paying stocks.

09:59Look for stocks with a long history of paying dividends without interruption.

15:28Dividend stocks can be less volatile during market downturns compared to the overall stock market.

19:15The payout ratio is the percentage of a company's income that goes towards paying dividends to shareholders.

20:46It is recommended to have a diversified investment portfolio that includes a mix of dividend-paying stocks and broad market index funds.