Analyzing the Meltdown: A Comprehensive Look at LIC of India

📉LIC of India has experienced a significant stock correction, dropping almost 30% from its peak.

📊Although LIC holds a dominant market share in the insurance industry in India, private players have been growing at a faster rate.

💰LIC's commission ratio is higher compared to its peers, contributing to the happiness of its agents.

📈SBI Life outperforms LIC in terms of various metrics such as growth rate, persistency ratio, and revenue per employee.

🔎LIC's product portfolio is heavily focused on non-linked and participating policies, which impacts its performance during market cycles.

How much has LIC's stock corrected?

—LIC's stock has corrected almost 30% from its peak.

What is LIC's market share in the insurance industry?

—LIC holds almost 2/3 of the entire market share in the insurance industry in India.

How does LIC's growth rate compare to that of private players?

—Private players have been growing at a faster rate compared to LIC.

Why are LIC's agents happy?

—LIC offers a higher commission ratio to its agents compared to its peers.

How does SBI Life compare to LIC?

—SBI Life outperforms LIC in terms of various metrics such as growth rate, persistency ratio, and revenue per employee.

00:00Introduction to the video and series on analyzing meltdown.

00:49Starting with technical analysis of LIC's stock performance.

03:00Highlighting LIC's market share in the insurance industry.

03:08Comparing LIC's performance with other countries' insurance market leaders.

04:32Analyzing LIC's trend in premiums and growth rate compared to private players.

06:25Examining LIC's operational expenses and commission ratio.

08:01Discussing LIC's persistency ratio and customer renewal rates.

09:04Exploring LIC's product portfolio and its exposure to market cycles.